By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the site means you accept the updated version.
The following sections provide the primary opening clauses and direct reference points for this document.
By accessing or using this website, you agree to these Terms and to any additional notices posted on the site. If you do not agree, you should not use the website. We may update these Terms from time to time, and continued use of the site means you accept the updated version.
This website provides general information about insurance selection services for retirees and related contact or inquiry options. Any descriptions of services are for informational purposes only and do not create a promise of coverage, approval, or eligibility. We may change or discontinue site content or features at any time.
If any fees, charges, or other commercial terms apply to a particular service, they will be disclosed separately before you are asked to proceed. You are responsible for reviewing any applicable terms before relying on them. We may decline or limit any request where permitted by law or by our internal policies.
You agree to provide accurate and complete information when you submit an inquiry or otherwise interact with the website. You may not use the website for unlawful, misleading, or abusive purposes, or in a way that interferes with the operation or security of the site. We may suspend or restrict access if we reasonably believe these Terms have been violated.
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All text, graphics, logos, and other site materials are owned by us or used with permission and are protected by applicable intellectual property laws. You may view the site for personal, noncommercial use only unless we give written permission otherwise. No right or license is granted except as expressly stated in these Terms.
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All text, graphics, logos, and other site materials are owned by us or used with permission and are protected by applicable intellectual property laws. You may view the site for personal, noncommercial use only unless we give written permission otherwise. No right or license is granted except as expressly stated in these Terms.
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Consumer Protection AzerbaijanClause
The website and its content are provided on an "as is" and "as available" basis. We do not make warranties that the site will be uninterrupted, error-free, or suitable for any particular purpose. To the fullest extent allowed by law, we are not liable for indirect, incidental, special, or consequential damages arising from your use of the site.
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State Tax Service AzerbaijanThese Terms are governed by the laws applicable in Arizona, without regard to conflict-of-law rules. Any dispute arising from the website or these Terms should be brought in a court or other forum of competent jurisdiction in Arizona, unless a different process is required by law. If any part of these Terms is unenforceable, the remaining provisions will remain in effect.
These Terms are governed by the laws applicable in Arizona, without regard to conflict-of-law rules. Any dispute arising from the website or these Terms should be brought in a court or other forum of competent jurisdiction in Arizona, unless a different process is required by law. If any part of these Terms is unenforceable, the remaining provisions will remain in effect.
If you have questions about these Terms or the website, you may use the contact information provided on the site. We may revise these Terms at any time by posting an updated version on this website. The updated Terms will apply when posted unless a different effective date is stated.
